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The views expressed are my own and at no time relates or associate to my company. The views do not constitute as solicitation of business or financial advisory. No information in this blog should be considered as being business, financial or legal advice. Each reader should conduct his or her own financial due diligence and consult his or her own professional advisers. 

This blog and all its content and views expressed has no relation to UOB Kay Hian Pte Ltd. 

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