Portfolio: Core Allocation
We are committed to the long-term management of finances through the continual investment in asset classes that align with anticipated macroeconomic trends.
This approach is based on a thorough analysis of current macroeconomic conditions and is backed by data demonstrating momentum.
Below is a chart illustrating the momentum of the equity index (S&P 500), which trends according to a significant macroeconomic indicator (US ISM PMI) and follows a cyclical pattern.
Singapore Multi-Asset Model Portfolio
This is a Singapore-focused, SGD-denominated multi-asset portfolio designed to deliver stable income and capital preservation across varying market conditions, without rebalancing the portfolio. The portfolio was launched on 7 January 2022 with an initial investment of SGD 101,500.
The strategy emphasises diversification and resilience, balancing income generation with downside protection to navigate different phases of the economic cycle.
Portfolio comprises of DBS, OCBC, UOB, Singtel and STI ETF to provide sustainable income and long-term growth potential
High-quality fixed income, including Singapore government securities and investment-grade corporate bonds, to enhance stability and income visibility
Defensive assets, gold and money-market, to mitigate volatility and preserve capital during risk-off environments
All dividend income is reinvested annually into the Straits Times Index ETF (ES3) to support compounding and maintain strategic equity exposure over time.
as at 23 Dec 2025
Portfolio: Tactical Allocation
Also commonly known as short term trading. Observing the cyclical patterns between the macroeconomic factors and the equity index as discussed above, we incorporate these cyclical trends into the pricing structures of individual stocks. Subsequently, we streamline the momentum data and establish positions that align with the prevailing price trends, focusing on areas where the risk/reward ratio is most favorable.
Below are several of the primary price structures.
Image above: Price Cycle
Image above: Price Accumulation
Image above: Price Re-accumulation
Image above: Price Distribution
Image above: Price re-distribution
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